Fire & Smoke Damage
Insurance Claim Experts
When fire or smoke damages your property in Miami, FL, the losses can be devastating. Beyond visible destruction, smoke can penetrate walls, furniture, and ventilation systems, leaving lasting damage. What makes the recovery process worse is when your insurance company delays, denies, or underpays your claim.
At
Code One Public Adjusters, we specialize in fire and smoke damage insurance claims for homeowners and businesses. Whether your claim is
new, denied, delayed, or underpaid, our team advocates exclusively for policyholders to ensure you receive the maximum settlement you deserve.
REQUEST YOUR FREE CLAIM & INSURANCE POLICY EVALUATION
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Why Choose Code One for Water Damage Claims?
Decades of experience
handling complex fire and smoke damage claims in Florida.
Expertise with new, denied, and underpaid claims
to maximize recovery.
No Recovery, No Fee
You owe us nothing unless we win you money.
Fully licensed & insured
public adjusters you can trust.
Same-day appointments and 24-hour emergency service, available when disaster strikes.
Insurance companies often try to minimize fire and smoke claims, but with Code One, you have professionals who fight back and protect your rights.
Simplified Fire Damage Insurance Claims Process
Free Consultation
Contact us today to discuss your fire or smoke damage claim and schedule a free evaluation.
Comprehensive Evaluation
We inspect all fire- and smoke-related damages, review your policy, and determine coverage potential.
Expert Representation
Our licensed adjusters handle all communication and negotiations with your insurer, ensuring no damage is overlooked.
Successful Recovery
We secure the maximum payout possible. You pay no fees unless we recover funds on your behalf.
Types Of Fire And Smoke Damage We Handle
Fire and smoke claims can be more complex than they appear. Insurers often overlook hidden damages, but Code One ensures every issue is accounted for.
Structural Fire Damage
Fires can compromise walls, roofs, and foundations. We ensure structural repairs are fully covered.
Smoke and Soot Residue
Smoke infiltrates ductwork, insulation, and furniture. We fight to include cleaning and restoration costs in your settlement.
Water Damage From Firefighting Efforts
Water used to extinguish flames often causes additional damage. We make sure these losses are included in your claim.
Electrical and Appliance Damage
Fires can ruin wiring and appliances. We advocate for full replacement, not partial coverage.
Business Losses From Fire
For business owners, fires can shut down operations. We handle business interruption claims to recover lost income.
DID YOU KNOW USING A PUBLIC ADJUSTER CAN INCREASE YOUR SETTLEMENT BY AS MUCH AS 747%
Public adjusters in Florida have proven effective in helping with an insurance claim settlement.
Questioning if Florida Public Adjusters could help with your insurance claim?
The Office of Program Policy Analysis & Government Accountability (OPPAGA), an office of the Florida Legislature, performed a study on Florida public adjusters.In this study they evaluated claims filed with Citizens from March 2008 to June 2009, for a total of 76,321 claims.Of these claims, 21,545 were represented by Florida Public Adjusters, while the comparison group consisted of the 54,776 claims that either had no representation or were represented by a party other than a public adjuster.
What they found was that during the 2005 hurricane season, policyholders without the assistance of a public adjuster received payments averaging $2,029, while those policyholders that utilized the services of licensed Florida public adjusters received payments of $17,187. That is a 747% increase in average claim payout with the assistance of a public adjuster or private adjuster.
It further studied results for non-catastrophic claims; those that did not use the services of a public adjuster received an average payout of $1,391, while those that utilized a licensed public adjuster received a settlement of $9,379, an increase of 574% for those policyholders that utilized a public adjuster to assist in the handling of the claim.
Let’s Talk About Your Claim
Request Your Consultation for a Free Leak Detection, Property Inspection & Policy Evaluation
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Trust an Experienced Public Adjuster
At Code One, we understand that filing an insurance claim can be a daunting and time-consuming task. That’s why we’re here to help.
We’re experienced in dealing with all of Florida’s insurance companies and will work tirelessly to get you the settlement you deserve.
Our attention to detail from preparing your claim to negotiating with the insurance company has earned us a proven track record of success and a reputation for getting you the settlement you deserve.
If you’ve suffered property damage, don’t wait to call us now at (786) 877-3407.
We offer free consultations, so you can learn more about how we can help you get the compensation you deserve.
Proudly Serving All Of Florida
From
Miami to Tampa, Jacksonville to West Palm Beach, Key West to Port Jupiter, and every community in between, Code One Public Adjusters provides statewide service with 24-hour availability. Wherever you live or work in Florida, we’re ready to help with your fire and smoke damage claim.
We’re Here To Help. Expert Insurance Claims Help With:
• Air Conditioning Leaks
• Business Interruption
• Chipped Floor Tile
• Debris Removal
• Dishwasher Leaks
• Dwelling/Contents Claims
• Fire Damage
• Flood Damage
• Hotel / Rental Expenses
• Law & Ordinance
• Lightning
• Mold
• Other Structures
• Plumbing Leaks
• Roof Leaks
• Sinkholes
• Smoke Damage
• Storm Damage
• Water Damage
• Wind/Hail Damage
- Air Conditioning Leaks
- Business Interruption
- Chipped Floor Tile
- Debris Removal
- Dishwasher Leaks
- Dwelling/Contents Claims
- Fire Damage
- Flood Damage
- Hotel / Rental Expenses
- Law & Ordinance
- Lightning
- Mold
- Other Structures
- Plumbing Leaks
- Roof Leaks
- Sinkholes
- Smoke Damage
- Storm Damage
- Water Damage
- Wind/Hail Damage
Maximize Your Claim, Minimize Your Stress
SPEAK TO AN INSURANCE CLAIMS EXPERT TODAY.
Call
(786) 877-3407 or email
codeonepa@gmail.com.
